You will come across many a hurdle while purchasing a used car. That, however, cannot keep you away from realising your dream.

Such investments come with their own share of risks and buyers may need to hold on for at least 5 to 10 years.

Priya Nair finds out how investors of mutual funds, shares, unclaimed bank deposits, insurance policies can redeem long-forgotten investments.

The jury is still out whether the GST will lower or increase your monthly budget, says Priya Nair.

Short trips can be made to interesting places at 15-20 per cent lower prices.

You can exit Ulips after five years.

Priya Nair tells you how you can use technology to invest better and maximise returns.

Ideally, one should opt for a 5 to to 10- year period in an MF scheme or exit when the goal is reached.

If you quit or change jobs in your 40s, buying an individual term plan will be expensive. You might not even get one if you have health problems, says Priya Nair

The difference between Cibil and other marketplaces is that in the case of the latter the credit report is accessed after the customer clicks the loan offer, while in the case of Cibil the customer first checks the credit score and then applies for the loan.

Lenders now use your phone data, utility bill payment records and other non-traditional parameters to determine if you are creditworthy.

Given that some reputed builders are also present in this segment and the cheap rates, does affordable housing make a good investment option?

It should cover mandatory expenses, insurance premiums and loan installments for six months to a year.

Open loop pre-paid cards come with a two-factor authentication. One for ATMs and PoS transactions, and the other for online transactions

In January 2017, the growth in total premium was Rs 13,138 crore, against Rs 10,284 crore in January 2016, a growth of 28 per cent.

Staying healthy is good news for the insurance company as well since it implies lower claims. Insurance companies offer discounts anywhere between 8 And 30 per cent discount on premium.

Trustees and protectors can help ring-fence your trust deed and ensure it is executed exactly the way you want, for the benefit of your children, after you are no more.

This will bring down capital gains especially in case of property transactions.

Talking about home loan rates, there is good news for borrowers.

Now STPs or variable SIPs can earn better returns than vanilla SIPs.